ZPER is a “Decentralized P2P (peer-to-peer) financial ecosystem (Smart Contract Platform)” based on blockchain technology. This is a project aimed at providing innovative capital movements between investors and borrowers from all around the world through active cooperation from leading companies that are successfully running P2P Finance and Robo-Advisor businesses. Investors, borrowers, P2P financiers, Robo-Advisor, NPL buyers, data providers, and other service providers from all over the world can participate in ZPER ecosystem. Each and every participant contributes to making P2P financing reasonable and convenient for everyone by exchanging various values such as linking investment and borrowing activities, composing a diversified investment portfolio, providing and exchanging data, risk analysis and bond management, and smooth, border-less flow of capital.

*In November 2018, the ZPER team also successfully developed a PoC test version 'ZPERobo Closed Beta Test' for "ZPERobo" financial platform—a blockchain-based P2P portfolio investment service (expected to launch in 2019), and is going to operate on 25 this month its PoC test with over 15 corporations of major P2P financial service providers, including FUNDA, Together Funding and others, in South Korea.

*In recent days, ZPER has launched ‘Data Science Competition 2018’ since the mid-August 2018 for developing P2P loan-scoring solutions; over 1,000 of data scientists have applied for the competition worldwide. The competition’s host companies include three major P2P financial corporations—FUNDA, Together Funding and MOUDA, and ZIGBANG, the S. Korea’s largest real estate online marketplace.